Terms & Conditions

**Terms & Conditions

LoKi Creative Studio**

Last updated: November 17, 2025

Welcome to the website of LoKi Creative Studio (“Company,” “we,” “our,” or “us”). These Terms & Conditions (“Terms”) govern your access to and use of this website, any associated client portals, and any features, content, or services provided through it (collectively, the “Site”). By accessing or using the Site, you agree to be bound by these Terms.

If you do not agree with these Terms, do not use the Site.

1. Business Information

Business Name: LoKi Creative Studio
Location: Grieves Terrace, Wayne, NJ, USA
Contact Email: gerard@lokicreativestudio.com

2. Use of the Site

You must use this Site in compliance with all local, state, federal, and international laws. You may not use the Site for any unlawful or harmful activities.

Access to certain features—such as booking management, client portals, or delivery of digital files—may require you to create an account. You are responsible for keeping your login credentials secure.

3. Services

Through this Site, we offer:

Photography services
Videography services
Graphic design services
Marketing services
Online booking
Client portals for delivery of photos, videos, designs, and other work
Newsletter subscriptions
Blog content

All bookings, project details, deliverables, and service terms are governed by the individual contract associated with each project.

4. Intellectual Property Rights

4.1 Our Ownership

All content on this Site—including but not limited to:

photographs
videos
designs
graphics
copy/text
layout
trademarks
branding
downloadable materials

is the exclusive property of LoKi Creative Studio and is protected under U.S. and international copyright laws.

Unless explicitly stated in a written contract, we retain full copyright to all creative work produced, including but not limited to work delivered through the client portal.

4.2 Client License

Clients who receive deliverables through completed projects are granted a limited, non-exclusive license to use the delivered work for the purposes defined in their individual contract. This typically includes personal use, portfolio use, social media sharing, marketing the client’s own business, or other uses explicitly stated in writing.

Any use beyond what is permitted in the client’s contract—especially commercial resale, redistribution, or modification—requires written approval and may incur additional licensing fees.

4.3 Public Sharing (Option C Applied)

Members of the general public may only share LoKi Creative Studio’s work using platform-native sharing tools (e.g., “share,” “repost,” “pin,” etc.) provided by the platform where the work is already published.

The public may not:

save, download, or reupload our work
use our work in blogs, articles, compilations, or galleries
redistribute our work outside platform-native sharing tools
alter or modify our work in any way

4.4 Prohibited Use of Our Work

Except as allowed above, you may not:

resell, redistribute, or commercially exploit any LoKi Creative Studio content
use any of our content to train AI systems or machine-learning models
create derivative works without written consent
submit our work to databases, stock platforms, or datasets
imply endorsement or affiliation without written permission

5. User-Generated Content

The only user-generated content allowed on the Site is comments on blog posts.

You may not submit:

defamatory, abusive, or threatening content
spam or promotional content
malicious content such as viruses or scripts

We reserve the right to moderate or remove comments at our discretion.

6. Booking, Deposits & Refunds

We do not currently process payments directly through this Site.

Booking deposits, project payments, and cancellations are handled through third-party platforms such as PayPal.

Refund Policy:
Once a service and booking date are confirmed, a deposit is required to hold the date. Refund policies vary by service and will be stated in the client’s individual contract. Refund eligibility is based on cancellation within the time frames specified in the contract (typically ranging from 3–14+ days prior to the service date).

The Terms on this Site do not override the terms in any signed service contract.

7. Limitations of Liability

7.1 No Guarantee of Results

All creative work is inherently subjective. We do not guarantee specific outcomes, conversions, business results, or performance metrics.

7.2 Educational & Entertainment Disclaimer

Blog content is for entertainment and general information only. LoKi Creative Studio does not claim to be a certified expert. No blog content should be interpreted as professional advice.

7.3 Limitation of Damages

To the fullest extent permitted by law, LoKi Creative Studio is not liable for:

business losses
lost profits
lost data
damages resulting from website downtime
damages from unauthorized access to your account

Your use of the Site is at your own risk.

8. Prohibited Uses

By using the Site, you agree not to engage in:

scraping or automated collection of content
using bots, crawlers, or automation tools
uploading viruses or harmful code
attempting to hack, disrupt, or compromise the Site
AI training or dataset creation using our content
reselling, sublicensing, or redistributing our work
editing or altering delivered media in ways that change artistic intent
harassing or abusing staff or other users
misrepresenting our work as your own
sharing client portal credentials with others

We may suspend or terminate accounts that violate these rules.

9. Third-Party Services

This Site integrates with third-party platforms such as:

PayPal
booking systems
analytics tools
email newsletter tools

We are not responsible for the actions, privacy practices, or failures of any third-party service.

10. Account Security

If you create an account, you are responsible for:

maintaining confidentiality of your login information
ensuring accurate account information
all activity under your account

You must notify us immediately if you suspect unauthorized access.

11. Newsletter & Communications

By subscribing to our newsletter, you consent to receiving:

updates
blog posts
service announcements
marketing communications

You may unsubscribe at any time through the link provided in each email.

12. Updates to These Terms

We may update or modify these Terms at any time. The “Last Updated” date at the top of this page will reflect changes.

Your continued use of the Site after updates constitutes acceptance of the revised Terms.

13. Governing Law

These Terms are governed by the laws of the State of New Jersey, USA. Any disputes shall be resolved in the state or federal courts located in New Jersey.

14. Contact

For questions regarding these Terms, contact:
gerard@lokicreativestudio.com